The term "exclusive coverage" refers to a type of insurance policy that provides protection for specific risks or perils, and is not available from any other insurer. This means that the insurance company offering exclusive coverage has tailored their policies to meet the unique needs of certain clients or industries, and are willing to take on the additional risk associated with those particular exposures. Exclusive coverage can be offered for a variety of risks such as professional liability, cybersecurity, product recalls, and other specialized insurance products that may not be available through standard commercial policies.